Top 10 San Francisco Real Estate Questions Answered
San Francisco’s real estate market is one of the most competitive and fascinating in the U.S. Whether you’re planning to buy, sell, or invest, this FAQ guide covers the top 10 questions people ask about San Francisco real estate, helping you make informed decisions.
1. Is San Francisco real estate still a good investment?
Yes. With limited inventory, high demand from the tech sector, and a long history of appreciation, San Francisco real estate remains a strong long-term investment, even with market fluctuations.
2. Why are home prices so high in San Francisco?
High demand, low supply, and strict zoning laws keep home prices elevated. The city’s proximity to Silicon Valley and global tech headquarters has also fueled decades of price growth.
3. How has the market changed since the pandemic?
Post-pandemic, condo prices dipped while suburban homes surged. Today, single-family homes remain competitive, and condos are seeing renewed interest as hybrid work continues.
4. What is the average price of a home in San Francisco?
As of 2025, the median single-family home price is around $1.5–$1.7 million, while condos average $900,000–$1.2 million, varying by neighborhood.
5. Which neighborhoods are best for families?
Top family-friendly neighborhoods include:
Noe Valley – Walkable, sunny, family-focused
Bernal Heights – Community vibe, great parks
West Portal – Good schools, quieter streets
Pacific Heights – Luxury homes, scenic views
6. How competitive is the market right now?
While rising interest rates have eased bidding wars slightly, desirable neighborhoods still see multiple offers and fast sales for move-in-ready homes.
7. Are there first-time homebuyer programs in San Francisco?
Yes. Programs like CalHFA offer down payment assistance and special loan options for first-time buyers, helping make homeownership more accessible.
8. How much are property taxes in San Francisco?
Under Proposition 13, property taxes are roughly 1.1%–1.2% of the purchase price annually, with modest annual increases capped by law.
9. Condo vs. single-family home: Which is better?
Condos: Lower price points, less maintenance, HOA fees apply.
Single-family homes: More privacy, bigger yards, higher appreciation potential.
10. How do I choose the right real estate agent in San Francisco?
The best agents offer local expertise, negotiation skills, and market insights to help you buy or sell at the right price. Call or text Nona for a free consultation.